Financial Services
Financial Literacy Services
Build Wealth and Secure Your Financial Future
Expert guidance on budgeting, investing, retirement, taxes, debt, life insurance and college planning — explained in plain language, built around your family’s goals.
Our services
Everything your family needs to build and protect wealth
Nine services, one trusted team. Click any service to get started.
Budgeting & Saving
Master your money with budgeting strategies and savings plans built around your goals.
Investing & Portfolio Management
Investment strategies and portfolio guidance to help grow your wealth over time.
Retirement Planning
Comprehensive retirement planning, including making the most of your 401(k).
Tax Planning
Planning and preparation strategies designed to reduce your tax liability.
Debt Management
Debt consolidation and credit improvement strategies to get out of debt faster.
Free Financial Consultation
A no-cost session to review your financial situation and goals.
Life Insurance & Protection
Coverage to protect your income, family and legacy — Term, IUL and Whole Life, matched to your needs and budget.
Passive Income & Business Solutions
Mentorship, training and licensing support to start a business or become a licensed Financial Professional.
College Planning & Education Funding
529 plans and education funding strategies to limit student debt without sacrificing retirement.
Find what fits you
Where are you in life right now?
Pick your stage and we’ll highlight the services that matter most.
Life insurance & protection
Term vs. IUL vs. Whole Life — made simple
Tap each option to compare how they work and who they usually fit.
General educational comparison only. Features, costs and guarantees vary by insurance company, product, age, health and state/province. Policies are subject to underwriting. Permanent policies include fees and charges, and an underfunded IUL can lapse. Ask for a personalized illustration before deciding.
Debt-free calculator
How fast could you be debt-free?
Move the sliders to see what a little extra each month can do.
Estimate only. Assumes a fixed APR, monthly compounding and no new charges.
How it works
Your path to financial confidence
Click each step to see what happens.
Why EBM Scholars
Education first. Your goals at the center.
- Plain-language guidance — no confusing jargon
- Options compared side by side, never one-size-fits-all
- Private and confidential conversations
- Serving families in English, Kiswahili and French
- Support for your whole family, for the long term
FAQ
Questions? We've got answers.
Yes. The financial consultation is free with no obligation. It’s a chance to review your situation and goals.
Individuals, families and business owners who live in the USA or Canada — whether you’re just starting out, newly arrived, raising a family or planning for retirement.
It depends on your goals, budget, age and health. Term is usually the most affordable protection for a set time; IUL and Whole Life are permanent with cash value. We compare options with you before you decide.
No. Many clients start with a budget, a debt plan and basic protection, then build from there.
Yes — we offer tax planning and preparation strategies. For complex legal or tax matters, we may recommend you also consult a CPA or attorney.
Yes. We explain options such as 529 plans and other education funding strategies, so you can plan for college without sacrificing retirement.
Yes. Through our Passive Income & Business Solutions program we provide mentorship, training and licensing support, part-time or full-time.
We serve families in English, and also in Kiswahili and French.
Take the first step
Your financial future starts with one conversation
Book your free financial consultation today. No cost, no obligation — just clear answers and a plan.
EBM SCHOLARS, LLC. Information on this page is for general educational purposes and is not individual tax, legal or investment advice. Insurance products are subject to underwriting and availability by state/province; features, costs and guarantees vary by carrier and product. Calculators are estimates only and past performance does not guarantee future results.