IF YOU ARE AN IMMIGRANT IN THE U.S.A..… READ THIS!
🛑 The #1 Financial Mistake Most Immigrants Make
…and it could cost you your future!
📌 Are you only focused on your immigration status and ignoring your financial future?
Many immigrants arrive in America chasing a better life—but here’s the biggest trap they fall into:
🚨 They spend years focused only on getting a Green Card or citizenship… and neglect financial literacy.
Here’s what usually happens:
❌ You spend 5–15 years stressed about paperwork and legal status.
❌ You ignore building credit, investing, or learning how the U.S. financial system works.
❌ You fall into debt—student loans, car loans, credit cards, mortgages.
❌ You assume a 401(k) alone will secure your retirement (spoiler: it won’t).
But it doesn’t have to be this way.
Here’s what you should do instead:
✅ Start learning financial literacy from Day One in America.
✅ Understand how credit, savings, and investments really work.
✅ Use credit the smart way—not to impress others.
✅ Go beyond the 401(k)—learn about Roth IRAs, IULs, and other smart retirement tools.
✅ Make your money work for you—not the other way around.
💡 It’s not just about surviving in America. It’s about thriving.
🎯 Get a FREE 2-Hour One-on-One Financial Consultation
with Ernest B. Makulilo (EBM) – Immigration Expert & Licensed Financial Professional
👉 Fill out this form: https://ebmscholars.com/FINANCE/
📧 Or email: ebm@ebmscholars.com
Don’t wait until it’s too late. Your financial future starts now.

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